Ribas, Rafael P.2024-10-032024-10-032014https://repositorio.ipea.gov.br/handle/11058/15385"The creation of small, but formal, enterprises is one of the engines for the process of economic growth with poverty reduction. Among all kinds of policy thought to foster entrepreneurial activity, access to financial services, particularly credit and insurance, usually receives the most attention. The common presumption is that microloans and cash transfers provide the liquidity to poor individuals who want to start a business but cannot afford the start-up costs and potential losses with their own savings."(...)engAcesso AbertoWorking paperInternational Policy Centre for Inclusive GrowthUnited Nations Development ProgrammeLicença total exclusivaO texto e dados desta publicação podem ser reproduzidos desde que as fontes sejam citadas. Reproduções com fins comerciais são proibidas.Cash TransfersBusinesses